The Information We Collect:
This notice applies to all information collected or submitted on
the #1 Equity Home Loan website. On some pages, you can apply to
receive rate quotes. The types of personal information collected at
these pages are:
Name
Address
Email address
Phone number
(etc.)
The Way We Use Information:
Any information obtained by #1 Equity Home Loan, its authorized
affiliates, lenders, brokers, successors and/or assigns will be used
for the purpose of determining the eligibility of a loan applicant.
Information obtained may be submitted to an authorized third party
to determine credit worthiness and eligibility of a loan applicant.
Automatically Gathered Information.
#1 Equity Home Loan automatically collects your browser type and
browser software version to tailor the presentation of the services
to your platform and to maintain a record of your activity on the #1
Equity Home Loan web-site. #1 Equity Home Loanmay also use cookies
to enable users to specify unique preferences and to track user
trends and patterns. Users always have the option of disabling
cookies via their browser preferences. If you disable cookies on
your browser, please note that some parts of our #1 Equity Home Loan
site may not function as effectively or may be considerably slower.
As an automatic process, our web server software records a log file
of IP addresses that access the #1 Equity Home Loan web-site. We
also collect IP address information but do not ordinarily link IP
addresses to Users Personally Identifiable Information.
How We Use Information.
We use Personally Identifiable Information for our own internal
purposes including contacting you via email to inform you about
updates to our services and providing you with other information
that we deem necessary. We reserve the right to disclose your
information as required by law. We do not rent or sell our Users
Personally Identifiable Information to third parties.
Finally, we never use or share the personally identifiable
information provided to us online in ways unrelated to the ones
described above without also providing you an opportunity to opt-out
or otherwise prohibit such unrelated uses.
Our Commitment To Data Security
To prevent unauthorized access, maintain data accuracy, and
ensure the correct use of information, we have put in place
appropriate physical, electronic, and managerial procedures to
safeguard and secure the information we collect online.
Limitation of Liability.
a. Neither #1 Equity Home Loan nor its parent, affiliates or
subsidiaries are liable for any loss or damage caused by a visitor's
reliance on: (1) any information or (2) any product or service
obtained through this Site or a Linked Site. Visitors are
responsible for assessing the accuracy and completeness of any
information obtained from this Site or a Linked Site.
b. Neither #1 Equity Home Loan nor its parent, affiliates or
subsidiaries are responsible or liable for any inaccuracies, errors
or omissions in the Content or in the products or services offered
on this Site or a Linked Site.
c. Neither #1 Equity Home Loan nor its parent, affiliates or
subsidiaries are liable in any way for any indirect, special,
punitive, consequential, or indirect damages in connection with the
use of this Site or a Linked Site or with the delay or inability to
use this Site or a Linked Site, whether or not #1 Equity Home Loan
is made aware of the possibility of such damages. This limitation
includes, but is not limited to, the transmission of any viruses or
Trojan horses that may affect a Visitor's equipment, failure of any
electronic or telephonic equipment, communication or connection
lines, unauthorized access, theft, operator errors, or any force
majeure. #1 Equity Home Loan does not guarantee continuous,
uninterrupted or secure access to this Site or a Linked Site.
d. By applying, this does not obligate #1 Equity Home Loan, its
authorized affiliates, lenders, brokers, successors and/or assigns
to make a loan to any applicant, nor does it imply an offer to lend
or loan to any applicant.